Transfers to other Finbit customers are free and land instantly.
Fixed rates, a named case handler and a full cost breakdown with every offer, whether this is your first home or your fifth.
Tell us about the property and your income, and we will show you what you can borrow and what it costs each month. An adviser then checks the details with you before anything is submitted.
Your home may be repossessed if you do not keep up repayments on your mortgage.
Buy your first home with a smaller deposit and an adviser who explains each step.
We start with what you can afford each month, not just the most you could borrow.
Your adviser handles the paperwork with your solicitor and keeps you updated in the app until the keys are yours.
Move your mortgage to Finbit when your current deal ends and avoid a higher variable rate.
Apply up to six months before your current deal ends and lock in a rate.
We pay for the valuation and the standard legal work, so switching costs you nothing upfront.
For landlords buying a rental property or moving an existing one to a better rate.
Borrowing is based on the expected rent as well as your income.
Available for individuals and limited companies, with interest-only or repayment options.
Every figure here is a product fact you can check once your account is open, not a survey result.
5%
Smallest deposit for a first home
35
Longest mortgage term in years
$0
Arrangement fee on a remortgage
6
Months ahead you can lock in a new rate
Something missing? Send us a message and a person will reply.
It depends on your income, outgoings and deposit. An adviser works through your figures with you and shows the monthly cost before you apply.
Every offer lists all fees, including valuation and legal costs. Our remortgage deals include a free valuation and standard legal work.
We contact you six months before it ends with the rates available to you, so you can choose a new deal before moving to our variable rate.
Opening an account is free and takes about five minutes. You need your ID details and a phone, nothing else.
We serve customers from every background with straightforward accounts, honest pricing and support from people who answer.