Transfers to other Finbit customers are free and land instantly.
Virtual debit cards for online shopping, a card for building credit and business cards for your team, all managed from one screen.
Use a separate card for subscriptions, another for online shopping and freeze either one if something looks wrong. Card numbers are only shown after you enter your transaction PIN.
Credit is subject to status. Borrowing on a credit card costs more if you only make the minimum payment.
A card for online shopping and subscriptions that spends straight from your checking account.
Request one in the app and use it as soon as it is issued. Reveal the number and CVV with your PIN when you need them.
Freeze the card from the app if a site feels wrong, and unfreeze it when you are ready.
A low-limit credit card that helps you build a record of paying on time.
Start with a small limit and we review it every six months. Pay in full each month and you pay no interest.
Set up automatic repayments from your Finbit account so you never miss one.
Cards for your team, each with its own limit, all paid from your business account.
Issue a card to each person who spends for the business and see every payment in one place.
Directors can change limits or freeze a card at any time from the app.
Finbit cards work with any online shop or subscription that accepts card payments. Each card has its own number, so cancelling one never affects the others.
Request a card in the app. Our team reviews each request and you get a notification as soon as it is issued, usually within one working day.
Business cards are issued once a director accepts the business card agreement in the app. Directors can set a spending limit for each card and freeze any card at any time.
Open an account, then request a card from the Cards screen. You will be notified the moment it is issued.
Limits and fees that apply to every Finbit card, set in the same system that runs your account.
$0
Fee for a virtual debit card
3
Active debit cards per customer
$5,000
Default spending limit per card
20
Cards for each business account
Something missing? Send us a message and a person will reply.
Up to 3 active virtual debit cards per customer. Business accounts can issue up to 20 cards.
Freeze it in the app straight away, then open a support ticket. We will block the card and help you with any payments you did not make.
Only if you do not pay the full balance by the due date. Pay in full every month and there is no interest to pay.
Opening an account is free and takes about five minutes. You need your ID details and a phone, nothing else.
We serve customers from every background with straightforward accounts, honest pricing and support from people who answer.