Transfers to other Finbit customers are free and land instantly.
Home, travel and pet cover with the excess, limits and exclusions on one page, so you know what a claim pays before you need one.
Each policy has a one-page summary: what is covered, what is not, the excess and how to claim. Read it before you buy and keep it in your Finbit documents afterwards.
Premiums are collected from your Finbit account each month, and you can cancel within 14 days of buying for a full refund.
Insure the building, everything inside it, or both on one policy.
Buildings cover pays to repair or rebuild after fire, flood, storm or subsidence. Contents cover protects your belongings at home and, if you add it, when you take them out.
You choose the excess, and the summary shows how it changes your monthly price.
Single-trip or annual cover for medical bills, cancellations and lost luggage.
Emergency medical cover includes getting you home if you are too unwell to travel.
Annual policies cover every trip of up to 31 days in the year, for you and anyone you add.
Help with vet bills for cats and dogs, from routine treatment to long-term conditions.
Lifetime cover renews each year, so ongoing conditions stay covered as long as you keep the policy.
Claims can be paid straight to your vet so you are not left waiting for a refund.
Plan what happens to your savings, property and investments, and who looks after them.
Our estate planning team can help you set up a trust, name beneficiaries on your accounts and keep your plans up to date as your family changes. The first conversation is free and there is no obligation to go ahead.
The same cooling-off period, claims support and clear limits apply to each policy we arrange.
14
Days to cancel for a full refund
24
Hours a day the home claims line is open
$100
Smallest home insurance excess
31
Longest trip on an annual travel policy, in days
Something missing? Send us a message and a person will reply.
Policies are arranged by Finbit and provided by partner insurers. The insurer for each policy is named on its summary page.
Yes. Cancel within 14 days for a full refund. After that you can cancel at any time and pay only for the days you were covered.
Call the claims line on your policy summary or start a claim from the app. Keep receipts and photos of any damage.
Opening an account is free and takes about five minutes. You need your ID details and a phone, nothing else.
We serve customers from every background with straightforward accounts, honest pricing and support from people who answer.